Terms and Conditions for SFGFinancialSolutions.com

Effective Date:

10/1/2024

Welcome to SFGFinancialSolutions.com, operated by Kenneth Fearer ("SFG Financial Solutions", “we”, “our”, or “us”). By accessing or using this website, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, please do not use the website.

1. Acceptance of Terms

By using our website, services, or communications (including SMS/text messaging), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

2. Changes to Terms

We reserve the right to update, change, or replace any part of these Terms and Conditions at our discretion and without prior notice. It is your responsibility to review this page periodically.

3. User Registration

Certain features may require registration. You agree to provide accurate, current, and complete information and to maintain the confidentiality of your account credentials. You are responsible for all activities that occur under your account.

4. Content Ownership

All content, trademarks, logos, images, videos, and software on this site are the property of SFG Financial Solutions and are protected by applicable intellectual property laws. Unauthorized use is prohibited.

5. User-Generated Content

By submitting content (such as testimonials or feedback), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, and display that content for business and promotional purposes.

6. Prohibited Conduct

You agree not to:

Access the site in any way that could damage or interfere with its operationUse the site to distribute viruses or other harmful softwareSubmit unlawful, threatening, defamatory, or obscene contentViolate any laws or third-party rights while using the site

7. SMS/Text Messaging Policy

By opting in to receive SMS communications from SFG Financial Solutions, you agree to receive messages related to account notifications, customer support, and marketing offers.

Message frequency may vary. Message and data rates may apply.

You can opt out at any time by replying STOP to any message. For assistance, reply "HELP" or email us at ken@sfgfinancialsolutions.com.

If you need help with our text messaging service, reply with “HELP” to receive assistance. You will receive a support message with additional

instructions or contact details.

Consent to receive SMS messages is not a condition of purchase. For details on how your information is handled, please refer to our Privacy Policy.

8. Disclaimer of Warranties

SFG Financial Solutions provides this website and its services "as is" and makes no warranties, either express or implied, regarding the content’s accuracy or availability.

9. Limitation of Liability

SFG Financial Solutions shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the website or inability to access its services.

10. Termination

We reserve the right to suspend or terminate your access to the website and services at any time, without notice, for any reason.

11. Governing Law

These Terms and Conditions are governed by the laws of the State of Utah, and any disputes will be resolved in its courts.

12. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact: 📧ken@sfgfinancialsolutions.com